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  • Q: What will I get out of the Assessment and Action Plan? (Click here to read the answer)

    A: You�ll get a private one-on-one consultation with one of our authorized Assessment and Action Plan providers. At the end of the consultation you�ll have a detailed assessment of your financial situation, a list of potential pitfalls that you need to be aware of, and a plan of action to get back to a place where home is a source of financial stability and peace of mind, and a list of authorized providers who can help you as you move forward.

  • Q: Why should I do the Assessment and Action Plan? (Click here to read the answer)

    A: If you owe more than your home is worth � whether or not you can afford the mortgage � you�re in a potentially dangerous financial situation. Fortunately, you have options. Not taking action now is an option, but it�s absolutely the worst one. You owe it to yourself and to your family to really understand the situation you�re in, what it means for your family�s financial future, and what risks are out there that you need to be aware of.

    If you think that you can decide on your own which option is best for you, you�re probably wrong. The fact that your neighbor did a short sale and it worked out great doesn�t mean that it will work out great for you. Just because someone you know got a loan modification doesn�t mean you will. You don�t know the details about those homeowners� financial situations, and you can�t know which option is right for you until you get a full picture of your financial situation.

    That�s what the Underwater Homeowner Assessment and Action Plan is about � giving you a full picture of your financial situation from a professional who does that for a living. And then getting a plan for what action is best for you, given your unique financial situation.

  • Q: Why is the Assessment and Action Plan $129? (Click here to read the answer)

    A:Most of the Assessment and Action Plan providers authorized by Homeowner 101 charge at least $150 per hour. They have agreed to provide the Assessment and Action Plan at a dramatically reduced rate in part because they believe that healthy homeowners = healthy economy and in part (we�re all about transparency here) because they hope that you�ll like them so much that you decide to become a client of theirs.

    Most of the $129 fee comes back to Homeowner 101 so that we can continue to offer you the Answers, Information, and Resources you need to get back to a place where homeownership is once again a source of financial stability and peace of mind. We use the fees we collect to pay our operating costs, which include modest salaries for our staff as well as advertising and promotions costs to get the message about Homeowner 101 out to even more homeowners who need to hear it.

  • Q: What if I canâ��t afford to pay $129? (Click here to read the answer)

    A: At Homeowner 101 we believe that every homeowner deserves the Answers, Information, and Resources they need to get back to a place where homeownership is once again a source of financial stability and peace of mind. So in coordination with our authorized providers, we will cover the cost of the Assessment and Action Plan for homeowners who cannot afford to pay the $129 fee. If that�s you, please fill out the Hardship Waiver Request form explaining your hardship (why you can�t pay) and how you think you�ll benefit from the Assessment and Action Plan.


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